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First Atlantic Commerce

First Atlantic Commerce (FAC) is an e-commerce payment gateway that facilitates credit card and branded debit card payments across multiple channels, including websites, call centers, payment buttons, QR codes, and e-invoices. Operating across 29 countries in the Caribbean and Central America, FAC is integrated with the 14 major banks in the region. Approximately, 75% of all Caribbean e-commerce transactions are processed through FAC's platform. Our gateway has two built-in fraud mitigation tools. The first is 3DS2, which is mandated by the majority of banks in the Caribbean, making it a prerequisite for most merchants to utilize our services.